Blog
At Mike Lively Agency LLC, we want our West Texas clients informed when it comes to the insurance topics related to the solutions we have available. Our blog serves as a great resource to find out more about protecting you and yours.
We know some of the language we use may not always sound familiar, so feel free to use the insurance glossary by pressing the button below.
Why Midland-Odessa Plumbing Companies Need Specialized Commercial Insurance
It was a typical hot afternoon in Midland, Texas, when the phone at Texas Elite Plumbing rang. Mike, the business owner, wiped the sweat from his brow and answered. On the other end of the line was a frantic homeowner. Their voice trembled with stress and frustration....
Midland-Odessa Plumbing Companies: How to Choose the Right Commercial Insurance Policy
In the heart of the Permian Basin, plumbing companies in Midland-Odessa face a unique set of challenges. They come with the territory—literally. From dusty winds to unpredictable weather and a growing population. Business owners in this region know the importance of...
Does my General Liability Cover My Plumbing Business if a Repair Fails?
Running a plumbing business in Midland-Odessa or anywhere in the Permian Basin involves many challenges, including the potential financial impact of repair failures. One common concern for plumbing contractors is whether general liability insurance will cover damages...
What Types of Insurance Does a Plumber Need?
David is a seasoned plumber based in Midland, Texas. One scorching summer afternoon, David received a frantic call from a customer whose water heater had exploded. It flooded the entire first floor of their home. As David rushed to the scene, he knew that this job,...
What Is a Good Auto Insurance Deductible for My Plumbing Business?
Running a plumbing business in West Texas, especially in the bustling areas of Midland and Odessa, presents unique challenges. Whether your team is servicing oil rigs, residential homes, or commercial properties, your vehicles are necessary to getting the job done....
What Insurance is Required for a Plumber in West Texas?
John had been working as a plumber in Texas for several years when he decided to start his own plumbing business. Excited and ready to take on new clients, he quickly realized that there was more to running a plumbing business than just fixing pipes. One of the most...
Do Contractors Need Professional Liability?
Jake, a contractor based in Midland, Texas, has been in the construction business for over 15 years. He’s built a solid reputation for delivering high-quality work on time and within budget. But recently, he faced a situation that made him question his insurance...
What Does Liability Coverage On My Commercial Auto Policy Do?
Liability coverage is a crucial component of any commercial auto policy. For businesses that rely on vehicles to conduct their operations, whether it's transporting goods, visiting clients, or moving equipment, having adequate liability coverage is essential. This...
Why Does a Contractor Need Worker’s Comp Coverage?
So, why does a contractor need worker's comp coverage? Johnny, a skilled contractor with years of experience under his belt, lands a significant project to renovate a commercial building in Midland, Texas. He's excited, the crew is ready, and everything seems to be...
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