Blog

At Mike Lively Agency LLC, we want our West Texas clients informed when it comes to the insurance topics related to the solutions we have available. Our blog serves as a great resource to find out more about protecting you and yours.

We know some of the language we use may not always sound familiar, so feel free to use the insurance glossary by pressing the button below.

What is Errors and Omissions Insurance for HVAC Companies

What is Errors and Omissions Insurance for HVAC Companies

As an HVAC company owner, you know that things don’t always go according to plan. Whether you’re installing a new system, repairing an old one, or providing professional advice to your clients, mistakes can happen—and when they do, they can be costly. That’s where...

Why Does an HVAC Company Need Business Interruption Insurance?

Why Does an HVAC Company Need Business Interruption Insurance?

Imagine this . . . you’re an HVAC business owner in Midland-Odessa, the heart of West Texas. Business is booming, your team is busy working on heating and cooling systems, and everything seems to be running smoothly. Then one day, a sudden storm hits the area. A tree...

Why Does a Midland-Odessa HVAC Company Need Property Insurance?

Why Does a Midland-Odessa HVAC Company Need Property Insurance?

When Mike took over his father’s HVAC business in Midland, he thought he had covered all his bases—updated contracts, insured his vehicles, and even invested in a few new pieces of equipment. But when a small electrical fire broke out at his warehouse, damaging both...

Why Does an HVAC Company Need Cyber Liability Insurance?

Why Does an HVAC Company Need Cyber Liability Insurance?

Jason thought his HVAC company was running smoothly. Business was booming in West Texas, and his team was hard at work installing air conditioning units in both commercial and residential properties. But one afternoon, he received an email that would change...

Do HVAC Contractors Need Tools & Equipment Insurance?

Do HVAC Contractors Need Tools & Equipment Insurance?

It was a scorching West Texas afternoon when David, the owner of a small HVAC company, got a call that one of his trucks had been broken into. The technician on the job site had left his van for just a few minutes, but that was all it took. When he returned, his...

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