Blog
At Mike Lively Agency LLC, we want our West Texas clients informed when it comes to the insurance topics related to the solutions we have available. Our blog serves as a great resource to find out more about protecting you and yours.
We know some of the language we use may not always sound familiar, so feel free to use the insurance glossary by pressing the button below.
What is Errors and Omissions Insurance for HVAC Companies
As an HVAC company owner, you know that things don’t always go according to plan. Whether you’re installing a new system, repairing an old one, or providing professional advice to your clients, mistakes can happen—and when they do, they can be costly. That’s where...
Why Does an HVAC Company Need Business Interruption Insurance?
Imagine this . . . you’re an HVAC business owner in Midland-Odessa, the heart of West Texas. Business is booming, your team is busy working on heating and cooling systems, and everything seems to be running smoothly. Then one day, a sudden storm hits the area. A tree...
Why Does a Midland-Odessa HVAC Company Need Property Insurance?
When Mike took over his father’s HVAC business in Midland, he thought he had covered all his bases—updated contracts, insured his vehicles, and even invested in a few new pieces of equipment. But when a small electrical fire broke out at his warehouse, damaging both...
Why Does an HVAC Company Need Cyber Liability Insurance?
Jason thought his HVAC company was running smoothly. Business was booming in West Texas, and his team was hard at work installing air conditioning units in both commercial and residential properties. But one afternoon, he received an email that would change...
Do HVAC Contractors Need Tools & Equipment Insurance?
It was a scorching West Texas afternoon when David, the owner of a small HVAC company, got a call that one of his trucks had been broken into. The technician on the job site had left his van for just a few minutes, but that was all it took. When he returned, his...
The Importance of Commercial Auto Insurance for HVAC Companies in West Texas
As the sun blazed over the Permian Basin, Jake, the owner of a growing HVAC company, felt confident his fleet of vehicles was well-equipped for another busy day. His technicians, each driving a company van, were heading out to service both residential and commercial...
Summer Recap Part 2: Insurance for HVAC, Plumbing, and Contracting Businesses
Summer may be winding down, but for HVAC, plumbing, and contracting businesses in West Texas, the need for strong insurance protection never fades. With extreme temperatures and high demand for service, summer presented unique challenges that highlighted the...
Summer Recap Part 1: Insurance for HVAC, Plumbing, and Contracting Businesses
As the summer season wraps up, it's the perfect time to reflect on the critical insurance lessons learned by HVAC, plumbing, and contracting businesses across West Texas. The hot months not only bring more demanding work environments but also a heightened need to...
How to Protect Your HVAC Business from Liability Claims in the Permian Basin
It was a hot summer afternoon in West Texas when Jake, a long-time HVAC technician, received a call for an emergency repair. A local business’s air conditioning system had gone down, and with temperatures soaring past 100 degrees, they needed help fast. Jake and his...
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