Blog

At Mike Lively Agency LLC, we want our West Texas clients informed when it comes to the insurance topics related to the solutions we have available. Our blog serves as a great resource to find out more about protecting you and yours.

We know some of the language we use may not always sound familiar, so feel free to use the insurance glossary by pressing the button below.

Insurance Glossary

West Texas Business Insurance: Commercial Auto

Aug 19, 2023

Our state is a driving state. We love our vehicles in Texas. We NEED our vehicles in West Texas. Commercial auto coverage helps protect your business in Midland, Odessa, or surrounding areas in West Texas. Sometimes you and/or your employees need to drive vehicles...

West Texas Business Insurance Basics: Worker’s Compensation

Aug 12, 2023

Worker's compensation is a vital aspect of business insurance in Midland, Odessa, and the rest of West Texas. It provides coverage for work-related injuries or illnesses suffered by employees during the course of employment. In the event of an accident or injury at...

West Texas Business Insurance Basics: Advertising Injury

Aug 4, 2023

Advertising injury is a crucial aspect of business insurance that provides coverage for certain offenses that can occur in the context of advertising. Specifically, it refers to harm inflicted on another party. This usually results from various actions related to...

West Texas Business Insurance Basics: Professional Liability Insurance

Jul 29, 2023

To work and play in West Texas has its unique privileges and challenges. If you own a business in Odessa, Midland, or areas nearby, you know running a business in the best conditions and circumstances provides enough of a challenge. What about when things go wrong?...

West Texas Business Insurance Basics: Business Interruption

Jul 22, 2023

We continue to look at the ingredients for a great bowl of West Texas business insurance. Our last post highlighted Property Damage coverage. Today, we take a look at helping Midland business owners obtain Business Interruption coverage as part of their business...

West Texas Business Insurance Basics: Property Coverage

Jul 15, 2023

Living in West Texas takes some guts in order to gain glory. If you live and own a business in Midland, Odessa, or surrounding areas, you know you face various risks and uncertainties that can threaten your financial stability and success. Having the right...

Does Your Business Insurance Policy Provide the Best Protection?

Jul 8, 2023

If you have a business in West Texas, how do you know if your business insurance policy provides the best protection for where you live? Business insurance (i.e., commercial insurance) is essential for any business owner. It is especially important for businesses...

Protecting Your West Texas Home: Understanding Foundation Issues

Jul 1, 2023

Understanding foundation issues in West Texas (including Midland and Odessa) isn't so clear-cut. Living in the beautiful region of West Texas comes with its unique challenges. One of them is the potential impact on home foundations. With the expansive clay soils...

How Do I Know if I Have Proper Commercial Insurance?

Jun 23, 2023

As a business owner, you may ask "How Do I Know if I Have Proper Commercial Insurance?". You know that having the right commercial insurance is essential to protect your business from financial losses. How do you know if you have the right coverage? Here are a few...