Home ownership is a rewarding experience, but it also comes with certain risks. For homeowners in the Midland and Odessa areas of Texas, there are several common risks that they should be aware of and take steps to protect against.

As a homeowner in Midland or Odessa, Texas, we know you don’t want to leave your home protection to luck. You want to protect your investment and keep your family safe. However, there are certain risks that come with owning a home in this area. Here are some of the top home ownership risks in Midland and Odessa and how to protect against them.

Severe Weather

Midland and Odessa experience severe weather conditions, including thunderstorms, hail, and tornadoes. These weather events can cause damage to your home, including broken windows, roof damage, and flooding.

To protect against severe weather, make sure your roof is in good condition and reinforced against high winds. Consider installing storm shutters or impact-resistant windows to protect against hail damage. Keep gutters clear of debris to prevent water damage from flooding.


Burglary is a risk for any homeowner, but the rate of property crime in Midland and Odessa is higher than the national average. Burglars often target homes with easy access or those that appear unoccupied.

To protect against burglary, make sure your doors and windows are secure with deadbolts and sturdy locks. Install a security system with cameras and motion sensors. Use timers to turn lights on and off when you’re away to make it appear as if someone is home.


Fires can start in many ways, including electrical malfunctions, cooking accidents, and outdoor grilling. In Midland and Odessa, wildfires are also a risk during dry periods.

To protect against fire, make sure your smoke detectors are working and install fire extinguishers in key areas of your home. Practice fire safety in the kitchen and when grilling outdoors. Clear brush and debris from around your home to reduce the risk of wildfires.

Water Damage

Water damage can occur from severe weather, leaks, or plumbing issues. It can cause damage to your home’s structure, as well as mold and mildew growth.

To protect against water damage, inspect your home regularly for leaks and repair them promptly. Install a sump pump in your basement to prevent flooding. Make sure your gutters are clear of debris to prevent water damage from rain.


As a homeowner, you have a certain level of liability if someone is injured on your property. This can include slip and falls, dog bites, and swimming pool accidents.

To protect against liability, make sure your property is well-maintained and free of hazards. Install fencing and gates around swimming pools to prevent access by unsupervised children. Keep your dog on a leash when outside and supervise them around children.

By taking steps to protect against these common home ownership risks, you can keep your home and family safe in Midland and Odessa. Regular maintenance, security measures, and safety practices can help you avoid costly repairs and liability issues.