Mike Lively Agency LLC

Running an HVAC business in Midland-Odessa requires staying prepared for a variety of risks. From storm damage to unexpected equipment failures, protecting your business assets is critical to keeping operations running smoothly. Let's imagine a scenario: Martin, a...

It was just another routine day for Mark, an HVAC contractor who had been in the business for over 15 years. He’d tackled countless jobs, from residential air conditioning units to major commercial systems. But one day, while working on a large installation project...

As an HVAC company owner, you know that things don’t always go according to plan. Whether you’re installing a new system, repairing an old one, or providing professional advice to your clients, mistakes can happen—and when they do, they can be costly. That’s where...

Imagine this . . . you’re an HVAC business owner in Midland-Odessa, the heart of West Texas. Business is booming, your team is busy working on heating and cooling systems, and everything seems to be running smoothly. Then one day, a sudden storm hits the area. A tree...

When Mike took over his father’s HVAC business in Midland, he thought he had covered all his bases—updated contracts, insured his vehicles, and even invested in a few new pieces of equipment. But when a small electrical fire broke out at his warehouse, damaging both...

It was a scorching West Texas afternoon when David, the owner of a small HVAC company, got a call that one of his trucks had been broken into. The technician on the job site had left his van for just a few minutes, but that was all it took. When he returned, his...

As the sun blazed over the Permian Basin, Jake, the owner of a growing HVAC company, felt confident his fleet of vehicles was well-equipped for another busy day. His technicians, each driving a company van, were heading out to service both residential and commercial...

Summer may be winding down, but for HVAC, plumbing, and contracting businesses in West Texas, the need for strong insurance protection never fades. With extreme temperatures and high demand for service, summer presented unique challenges that highlighted the...

As the summer season wraps up, it's the perfect time to reflect on the critical insurance lessons learned by HVAC, plumbing, and contracting businesses across West Texas. The hot months not only bring more demanding work environments but also a heightened need to...